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What part should life insurance play in financial planning?

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German language Teacher for A1 , A2 ,B1 Level since 2018.

Life insurance definitely plays an important role in Financial planning . But I believe that fresh graduates entering into corporate world should not invest in LICs from their first salary ..they should initially start investing in mutual funds equities and gradually from mid 30 s start shifting part...
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Life insurance definitely plays an important role in Financial planning . But I believe that fresh graduates entering into corporate world should not invest in LICs from their first salary ..they should initially start investing in mutual funds equities and gradually from mid 30 s start shifting part of their corpus towards LIC investment . The idea is to increase Wealth from lower salary,age and preserve it as well as insure life at higher salary and age .

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