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Can I apply for a student visa with a 48 PTE overall score?

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Certified TESOL & SME - Test Preparation

To be honest, most of the universities across all the 5 native English speaking countries do expect a higher band score. I would suggest you to avail a mentor who could help you score 70+ in PTE Academics to help you choose the universities of your choice.
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IELTS / PTE / Soft Skills Trainer with 22 years of experience in English Language training

No, most of the Universities ask for a minimum score of 59 points in each module.
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